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PayPal Credit-FAQ


Laptops, Tablets & Desktop PCs on Finance – Buy Now, Spread the Cost!

Has your desktop PC broken down, or are you looking to upgrade your laptop? Either way, paying for laptops on finance via PayPal Credit will help you spread the cost, making your big purchases way more manageable! And guess what – getting laptops on finance is completely interest free!

It's a quick, straightforward process allowing you to spread the cost of your purchase. Pay monthly instalments over 6 or 12 months for purchases over £99. For £199, you can pay monthly instalments over 18 or 24 months. Applying for PayPal Credit couldn’t be easier. You only have to answer some simple questions, review and accept the terms when you check out and you’ll get a decision in seconds. Once approved, you’ll be able to enjoy the benefits of getting tablets on finance! We know that getting hold of awesome tech can be expensive. Buying a tablet on finance and paying a little bit at a time each month will save you from worrying about your wallet, so is getting a desktop PC on finance. Whether you’re attracted to the idea of getting a tablet on finance, or you’re interested in purchasing a desktop PC on finance, apply now and start saving!




What is Paypal credit?

PayPal Credit is a paperless cardless revolving credit limit that’s built in to the PayPal Wallet. With PayPal Credit, there’s no card to keep track of and it can be used again and again in most places that PayPal is accepted.

Is Paypal Credit available to everyone?

No, PayPal Credit is only available to customers over 18 living in the United Kingdom (excluding Channel Islands and the Isle of Man). We also have to assess a customer’s creditworthiness, so it is not appropriate for customers with a poor credit history.

How can customers apply for Paypal Credit?

Customers may be offered the opportunity to apply for credit on a website, if purchasing an eligible product and choosing to apply for an instalment offer using PayPal Credit. Otherwise they can apply directly via PayPal’s website.

Do some customers applications get declined?

If your customer asks about his/her application being declined, please don’t try to answer what could be the reasons for a decline. PayPal will send the customer an email with the explanation of the decline and contact details, should they have additional questions on the decision. If the decision was due to a customer’s credit history, we will note the credit reference agencies consulted when making the decision.

What if a customer suspects a fraudulent transaction/application?

In case of suspected fraud please refer the customer to the PayPal Credit Customer Service team on 0800 368 7155.

Customer wants to make a complaint about PayPal Credit?

If a customer wants to make a complaint about PayPal Credit, please refer them to the PayPal Credit Customer Service team on 0800 368 7155.


For more info and offers, visit PayPal Official page